2026 Medicare Supplement Plans

Find the Right Medicare Supplement Plan — Without the Confusion

Compare Medigap plans from trusted carriers in your area. Free, no-pressure quotes in under 2 minutes.

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35,000+
Plans Compared
$612
Avg. Annual Savings
4.9/5
Customer Rating
✓ Licensed Agents Only✓ No Spam Calls✓ 100% Free Service✓ All Major Carriers

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By checking this box, I provide my express written consent for WEP Sales Consulting LLC dba LeadHouse and its network of licensed insurance agents and carriers to contact me regarding Medicare Supplement options via autodialed calls, prerecorded messages, texts, emails, and direct mail, even if on a Do-Not-Call list. Consent not required to receive a quote. I agree to the Privacy Policy and Terms of Use.

How MediGapFind Works

Finding the right Medigap plan shouldn't require a PhD. We make it simple.

1

Tell Us About You

Your age, Medicare status, and ZIP code. That's all we need to start matching.

2

We Shop Carriers

We compare rates from every major carrier in your area — Mutual of Omaha, Aetna, Cigna, and more.

3

You Choose

A licensed agent presents your best options. Pick the plan and carrier with the lowest rate. No obligation.

Plan G vs. Plan N — At a Glance

The two most popular Medigap plans compared. Same federal standards — only the price differs by carrier.

CoveragePlan GPlan N
Part A Hospital Coinsurance100%100%
Part B Coinsurance100%100% (with copays up to $20)
Part B Deductible ($257/yr)Not coveredNot covered
Part B Excess Charges100%Not covered
Skilled Nursing Coinsurance100%100%
Foreign Travel Emergency80%80%
Avg. Monthly Premium$120 – $180$90 – $140
Best ForMaximum coverage, no surprisesLower premiums, healthy & active

Why Compare With MediGapFind?

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Same Plan, Different Prices

Plan G from Mutual of Omaha might cost $140/month while the same Plan G from Aetna costs $95. The coverage is identical — standardized by the federal government.

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Rates Change Every Year

What was cheapest last year may not be cheapest now. Annual rate adjustments mean a fresh comparison can save you hundreds.

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Licensed Agents, Not Salespeople

Our agents are licensed in your state and work with multiple carriers. They find you the best rate — not push one company.

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Your Open Enrollment Window

If you're turning 65, your Medigap Open Enrollment is the best time to lock in rates. Guaranteed acceptance, no health questions. Don't miss it.

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100% Free to You

Carriers pay us, not you. There's never a fee for comparing plans through MediGapFind.

What Our Customers Say

★★★★★

"I was paying $178/month for Plan G. MediGapFind found me the exact same coverage for $112. Same plan, different carrier. I'm saving over $790 a year."

Dorothy M.
Age 68 · Springfield, MO
★★★★★

"Turning 65 was overwhelming. The agent who called was patient, explained everything clearly, and never pressured me. I felt confident in my choice."

Robert H.
Age 65 · Tampa, FL
★★★★★

"I didn't know Plan N existed until I compared here. Lower premium and I barely go to the doctor. Saving $45/month now."

Linda S.
Age 67 · Phoenix, AZ

Frequently Asked Questions

What is Medicare Supplement (Medigap) insurance?
Medigap is private insurance that helps pay for costs that Original Medicare doesn't cover — copayments, coinsurance, and deductibles. It works alongside Medicare, not instead of it.
Are Medigap plans standardized?
Yes. The federal government standardizes Medigap plans. Plan G from one company covers the exact same things as Plan G from another. The only difference is the monthly premium — which is why comparing is so important.
When should I enroll in a Medigap plan?
The best time is during your Medigap Open Enrollment Period — a 6-month window that starts when you turn 65 and enroll in Part B. During this time, you have guaranteed acceptance regardless of health conditions.
What's the difference between Plan G and Plan N?
Plan G covers nearly everything — you only pay the annual Part B deductible ($257). Plan N has lower premiums but you may pay small copays ($20 for office visits, $50 for ER visits that don't result in admission). Choose G for maximum coverage or N for lower monthly cost.
Can I switch Medigap plans later?
You can apply to switch anytime, but outside of your Open Enrollment Period, companies can use medical underwriting. That means your health could affect your ability to switch or the price you pay. That's why getting the right plan early matters.
Is MediGapFind affiliated with Medicare?
No. MediGapFind is a free comparison service operated by WEP Sales Consulting LLC dba LeadHouse. We are not a government agency and are not affiliated with Medicare or CMS.
Will I get spammed with calls?
No. We connect you with 1-2 licensed agents, not a call center. If you want to stop communication at any time, just let us know.

Don't Overpay for Medicare Supplement Coverage

Same plans, different prices. Find the lowest rate in your area — free.

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